No U.S. Credit or Income Required!
Secure your U.S. property with GMCC’s hassle-free foreign national loan. No U.S. credit? No problem!
Quick & Easy Loan Approvals
Effortless U.S. Property Financing for Global Buyers
Your Gateway to U.S. Real Estate
Simple & Flexible Financing!
Invest in U.S. property with ease through GMCC’s Universe (Foreign National) Program. No U.S. credit history or income verification needed—just straightforward financing designed for international buyers.
Hassle-Free Approval
All Visa acceptable (F,B,J etc.)
Flexible Loan Options
100% Downpayment from Gift OK
Ideal for Investors
Rental or Cash out LTV up to 50%
Our Background
GMCC – A Nationwide Direct Mortgage Lender You Can Trust
GMCC is a California-based mortgage lender with a nationwide reach, specializing in Prime Jumbo, Non-QM, and Agency loans. With in-house underwriting, documentation, and funding, we ensure a fast, seamless mortgage process. Our team of 600+ Licensed Mortgage Loan Officers provides expert guidance with integrity and transparency.
Why Choose GMCC?
Your Trusted Mortgage Partner
GMCC simplifies the loan process with fast approvals, diverse financing solutions, and expert guidance. Whether you're a first-time buyer or an investor, our nationwide team ensures a smooth and transparent experience.
Fast Loan Process
Quick approvals with in-house underwriting.
Diverse Loan Solutions
Prime Jumbo, Non-QM, and Specialty Loans.
Nationwide Expertise
600+ Loan Officers with personalized service.
Trusted & Transparent
Honest guidance with integrity and service.
Explore Our Loans
Global Investors U.S. Property Financing Made Simple
The GMCC Universe Program simplifies U.S. property ownership for foreign nationals by eliminating traditional barriers. No U.S. credit or income required, just flexible financing tailored for international buyers.
Universe (Foreign National)
Special Loan Program
30 YEAR FIXED PROGRAM
• 30 Year Fixed
• No DTI ratio needed
• No Income or Employment Needed!
✔ All Visa acceptable (F, B, J etc.)
✔ 100% Downpayment from Gift OK
✔ Rental or Cash out LTV up to 50%
Your Trusted Experts in U.S. Mortgage Solutions for Foreign Nationals
Our experienced team of U.S. mortgage specialists is dedicated to supporting foreign nationals throughout their homeownership journey.
High Approval Success
With a deep focus on serving international buyers, we consistently achieve outstanding approval rates. Helping foreign nationals secure U.S. financing is our specialty.
Comprehensive In-House Lending Solutions
GMCC offers end-to-end mortgage services for foreign nationals, with competitive rates, fast processing, and a smooth, personalized experience.
Global Experience, Personalised Service
With clients from around the world, we understand the unique needs of international borrowers. Wherever you are, we’re here to help you achieve your dream of U.S. homeownership.
Dedicated to Foreign National Lending
Our commitment is clear: providing specialised mortgage solutions exclusively for foreign nationals and U.S. expats. This is our expertise, and this is what we do best.
Unlock Your Financial Potential with Our Personalized Loan Solutions
Frequently Asked Question
Making Homeownership Simple for Foreign Nationals
GMCC provides tailored loan solutions and expert support to help foreign nationals confidently achieve homeownership in the U.S.
GMCC offers Agency, Jumbo, Non-QM, No-Income-Doc, and No-Ratio loan programs.
Most approvals happen within 24-48 hours!
Not at all! We work with various credit scores and loan programs.
How It Works
A Simple 3-Step Process to Secure Your Loan
Getting a loan has never been easier! Follow our quick and hassle-free process:
Apply Online
Fill out a simple form in minutes.
Get Personalized Loan Options
We match you with the best available rates.
Secure Your Loan & Close Easily
Fast approvals and a seamless closing process.